To take full advantage of our strengths as a corporate group handling comprehensive financial services, we introduced a business group structure designed to unify the Group’s strategic approach and promote businesses via close collaboration among Group companies. To meet diverse customer needs, our business groups are engaged in the formulation of strategies and the implementation of measures in a way that integrates capabilities afforded by individual Group companies in their areas of strength.
Retail & Digital Business Group (R&D) |
Responsible for individual customers (excluding wealth management), it will expand its touchpoints by optimally mixing the three channels under the concept of “Real (Face-to-Face) × Remote × Digital”, and deliver a customer experience that makes customers think, “I’m glad I chose MUFG.” MUFG will further strengthen its retail business by maximizing customers’ Life Time Value. |
---|---|
Commercial Banking & Wealth Management Business Group (CWM) |
Responsible for corporations and wealth management clients, it will enhance MUFG’s ability to provide human solutions and further strengthen its business model based on business succession and asset succession, which contribute to solving social issues. |
Japanese Corporate & Investment Banking Business Group (JCIB) |
Serving major Japanese corporations seeking to expand globally, this business group provides loan, settlement, forex and other services while offering comprehensive solutions backed by Group companies' specialist expertise related to M&A and real estate to help customers achieve growth in their corporate value. |
Asset Management & Investor Services Business Group (AM/IS) |
Employing its sophisticated specialist know-how in the areas of asset management (AM), investor services (IS) and pensions, this business group provides such services as consulting while constantly striving to further enhance its asset management capabilities and product development capabilities to better meet the diverse needs of customers at home and abroad. |
Global Corporate & Investment Banking Business Group (GCIB) |
Offering a comprehensive set of corporate & investment banking services that provide valueadded solutions for large global corporate and financial institution customers by leveraging our extensive network and product capabilities through an integrated business model involving the Bank and the Securities. |
Global Commercial Banking Business Group (GCB) |
This business group boasts robust networks in Southeast Asia and provides financial services to local SMEs and individuals overseas through its partner banks,*1 such as Krungsri (Bank of Ayudhya) in Thailand and Bank Danamon in Indonesia, etc. *1 This business group is in charge of Krungsri (Bank of Ayudhya), Bank Danamon, VietinBank and Security Bank, etc. |
Global Markets Business Group | This business group primarily handles customer-segment sales & trading (S&T) operations*1 associated with interest rates (bonds), forex and equities while comprehensively managing assets, liabilities and various risks via treasury operations.*2 *1 Collective term for sales operations involving the provision of financial products and solutions, including forex and derivatives, to customers and trading operations involving the trading of marketable products between banks or through an exchange. *2 Including ALM which is the integrated management of liquidity risk and interest rate risk inherent in assets (loans, etc.) and liabilities (deposits, etc.), global investment and other related operations |